1. Start with a
2. Minimize Fees, Taxes, & Conflicts of Interest
3. Diversify Risk to Optimize Opportunity
Our priority is getting you to your goals, not chasing unrealistic returns.
This means we don't put our clients' assets in unnecessary risks.
We take the time to do our due diligence on the investments we make.
We try to avoid market bubbles and view market corrections as opportunities.
Our Wealth Management Services
Traditional Investment Service
We broker and manage
What sets us apart
The independence to offer a full range of investment options.
Transparency, no hidden fees
Competitive low-cost options
No 1-800 numbers
Just real people and real results!
An integrated, customized solution that goes beyond simple asset allocation.
Diverse Asset Allocation
Financial Planning Tools
Online Account Portal
Dedicated Advice and Support
Regular portfolio reviews
Our Service Fee
A single, all-inclusive, asset-based fee at a fraction of the cost of traditional investment firms.
There are no hidden fees, no trailing fees and no trade commissions.
For accredited investors with
$1 million +
of Investment Assets
We have the independence
to offer Alternative Investments
to qualified clients.
From hotel chains to block chain we give our clients the tools they need to protect their assets in an uncertain future.
The result is a portfolio equipped for the modern age, enhanced by the value of a personal advisor relationship, providing stability in adverse public market volatility.
Start with the client's goal-oriented asset allocation
Filter out expensive mutual funds (see why below)
Filter out funds with low volumes (this improves liquidity)
Filter out funds with high expense ratios (lowers the cost of ownership)
Select the top 3-5 funds in each asset class
Compare the performance, yields, holdings, etc. of the funds
Select only the funds that rise to the top of this comparison.
Review to make sure no over-weighting took place.
Our Investment Methodology
Why we prefer ETFs to Mutual Funds
ETFs typically have much lower expense ratios (ongoing expenses).
ETFs have no up-front or deferred sales charges (up to 8.5%).
ETFs have no ongoing 12B-1 fees weighing down on returns.
ETFs are more liquid because the are traded on the market and don't have surrender charges.
ETFs are more tax efficient because less trading is done inside the accounts.
ETFs have no minimum initial investment requirements beyond the value of a single share.
ETFs tend to have higher returns than their mutual fund equivalents because of their fees.
Socially Responsible Investing
Do your investments align with your values?
What is Socially Responsible Investing (SRI)?
SRI is an investment route that considers the environmental, social, and corporate governance (ESG) criteria in order to generate a competitive return on investments while making a positive societal impact. This includes companies that respect the environment, treat their employees and suppliers fairly and promote ethical policies.
Health & Safety
It allows you to invest in social causes you care about - while working toward both positive change and financial gain.
Why would you choose Socially Responsible Investing?
There are several reasons people choose sustainable investing, including personal values, ethics, and goals. Sustainable investors try to aim for competitive returns on their investments, while also keeping in mind that their investments should be used to make a positive societal change. This also includes contributing to advancements in social, environmental, and governance practices.
Aligned with your values
Positive Change + Financial Gain
Getting Started With Socially Responsible Investing
Start by identifying the level of risk you’re willing to take on. Consider your income and any current investments you have, including corporate-sponsored retirement plans. Then, define what “socially responsible,” “sustainable” and “impact” mean to you. Do you want to invest according to green energy or more in female-led companies? Think about your moral, ethical, religious and social values. Measure their potential to impact a specific cause or movement.
We partner with some of the nations most competitive 401K providers to supply your employees with this much sought after benefit.
Leave Investing to the Mann!
We have low-cost approaches that can transform your financial life!
Why Choose Us?
We can potentially save your organization thousands on:
Complimentary Financial Education Classes for your employees
Customized for your company's needs and objectives
Taught by Springfield-based fiduciary financial advisors
A Seamless Transition
Dedicated Team of Advisors
Get started today by sending us your organizations' 408B2 form