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TODD MANN FINANCIAL SERVICES INC. 
1840 5th St. Springfield, OR 97477  |  (O) 541-747-0502  |  tmann@bbgrahamco.com

Securities and Investment Advisory Services offered through B. B. Graham & Co. Member FINRA/SIPC

Todd Mann Financial Services Inc. and B. B. Graham & Co. are separate and otherwise unrelated companies. 

 

Check the background of this financial professional on FINRA's BrokerCheck

Todd Mann Financial Services has implemented security measures designed to protect the personal information you share with us, including physical, electronic and procedural measures.

Insurance for Individuals and Families

For Clients in Oregon and Wisconsin Only. Click here for business insurance

Paying too much for insurance?

Click here to get a free Insurance Quote

 
Term Life Insurance

Premiums

Low-cost

Common Duration*

10 years, 20 years or 30 years

 

Cash Value:

Zero

Death Benefit:

Tax-free

*This assumes all premiums are payed on time and in full.

Universal Life

Premiums

Flexible

Duration*

Permanent (for life) 

Cash Value:

Yes

Grows tax-differed

Can be withdrawn tax-free as policy loans**

Death Benefit:

Tax-free

*This assumes all premiums are payed on time and in full.

**Under current tax law, policy loans are viewed as a return of principal and can be with taken out tax-free, certain restrictions such as those imposed on modified endowment contracts may apply.

Whole Life

Premiums

High

Duration*

Permanent (for life) 

Cash Value:

Yes

Grows tax-differed

Can be withdrawn tax-free as policy loans**

Death Benefit:

Tax-free

*This assumes all premiums are payed on time and in full.

**Under current tax law, policy loans are viewed as a return of principal and can be with taken out tax-free, certain restrictions such as those imposed on modified endowment contracts may apply.

 
Employer Sponsored

About Half of Americans

 

Many employers help to pay for their employees' healthcare typically resulting in lower rates than for individual health insurance.

Medicare or Medicaid

More than 1/3rd of Americans

 

While Medicare is based on age and disability, Medicaid is income-based. We help with Medicare Advantage and Supplements.

Individual Insurance

About 7% of Americans

 

Private insurance not subsidized by an employer can be expensive. Let us help you navigate the marketplace.

 

Can you afford to live life without a financial plan?

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